Loan Programs
At Quality Lending Group, LLC, we understand that navigating the home buying process can be difficult and somewhat intimidating. It's our goal to provide you with the information you need to make the right decision when it comes to your home financing needs!
FHA Loan
FHA loans were designed for low- and moderate-income individuals and families who want to buy a home but don't have enough money saved for a down payment or don’t have perfect credit.
VA Loan
VA loans are specifically designed to help veterans and active-duty service members achieve the dream of home ownership.
Down Payment Assistance
Down payment assistance, also know as DPA, is a program that helps homebuyers finance the down payment and closing costs of their home purchase.
Jumbo Loan
A jumbo loan, also known as a jumbo mortgage, is a home loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency.
Construction Loan
Construction financing is a loan that finances the construction of a new building, a home, or a renovation of an existing property. Typically, the loan covers the cost of construction projects from start to completion.
Commercial Loans
Unlock the growth potential of your business with our flexible commercial lending solutions, tailored to meet your unique financial needs.
DSCR Loans
DSCR loans allow buyers to qualify for a mortgage based on their rental property’s cash flow.
Conventional Loans
A conventional loan is a mortgage that is originated and funded by private lenders such as banks, credit unions, and mortgage companies.
USDA Loan
USDA Loans are designed to assist low and moderate-income families to improve living standards and stimulate economic growth and development in rural communities.
FHA 203k Loan
The FHA 203k Loan is a type of home renovation loan that is backed by the Federal Housing Administration (FHA)
Fix and Flip Loans
A fix and flip loan are short-term loans used to purchase a property with the intent to renovate and sell it for profit.
2-1 Buydown Loan
This loan program "buys down" the interest rate of the loan, providing a discounted interest rate for the borrower during the first two years of repayment.
Self Employed Loans
A self-employed mortgage loan is a type of mortgage that is designed specifically for people who are self-employed.
Non-QM Loan
A Non-QM loan is a type of mortgage loan that is not backed by Fannie Mae or Freddie Mac, meaning that it is not subject to the same underwriting guidelines as traditional mortgage loans.
Mortgage Refinance
Refinancing a mortgage involves replacing your current mortgage with a new one. Essentially, you are paying off your old loan and obtaining a new one with different terms.
HELOC
A HELOC or a home equity line of credit is a revolving line of credit that utilizes your home equity as collateral. This credit line is typically available for a period of up to 10 years.
Cash Out Refinance
A Cash Out Refinance is a type of mortgage that allows homeowners to refinance their existing mortgage by obtaining a new loan that is higher than the amount they currently owe.
Reverse Mortage
A Reverse Mortgage is a type of home loan that allows homeowners who are aged 62 or older to convert some of their home equity into cash without having to sell or move out of their home.